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Applying with Acima is Easy!


Get what you need while building your credit!


Basic Requirements:


1. Do you have a three-month history with your current employer or source of income? 

2. Do you deposit $1,000 or more into your checking account each month? 

3. Have you had a checking account for at least 90 days?

4. Is your checking account free from NSFs, excessive overdrafts, and negative balances? 


Flexible Payment Options:


1. 90-Day Payment Option - Payoff within 90 days and we'll simply close your account for the amount financed. 

2. Early Payoff Discount - Payoff after 90 days and save 25% or more on all outstanding payments.

3. Pay Over 12 Months - Take time to repay your account over 12 months with payment scheduled to align with your payday.‚Äč